BRKTHRU CAPITAL
Capital to Create Your Vision.
You don’t need another lender.
You need a capital partner who understands investors.
At Brkthru Capital, we fund serious Texas real estate investors who move fast, think clearly, and execute with discipline.
If you have a deal — we help you fund it.
About Capital Partners OF TX
What We Fund
Hard money (also called flip or rehab loans) is short-term financing secured by real estate.
It’s designed for:
• Fix & flip investors
• Value-add / distressed property buyers
• Landlords repositioning properties
• Entrepreneurs who need speed
Banks hesitate.
We underwrite the deal and move you towards creating your vision.
Why Investors Work With Us
We help you GET THE FUNDS YOU NEED TO SECURE THE DEAl.
Serving Texas investors
Since 2009
Fund up to 100% of purchase
(leverage varies by deal & experience)
Finance up to 100% of rehab
(subject to ARV limits)
Close in as little as
7 business days
Straightforward Underwriting
Real investors reviewing
your deal
We don’t overcomplicate.
We don’t waste time.
We move when the numbers make sense.
Where We Lend
Primarily Texas.
Single-family 1–4 unit investment properties.
Commercial: By Review
Simple Process
HOW OUR FUNDING PROCESS WORKS
Submit Your Deal
Send the address, purchase price, rehab scope, ARV, and exit strategy.
We review the numbers — fast.
Underwrite & Approve
If the deal makes sense, we issue terms and move to closing.
Close & Fund
We fund.
You renovate.
You flip or refinance.
Repeat.
Typical Loan Parameters
- Term | 12 months (extension options available)
- Rate | 10 - 14%
- Points | Starting at 2%
- Leverage | Up to 100%, loan not to exceed 75% ARV
- Loan amounts | starting at $50,000
- Experience | impacts leverage
This Isn’t for Everyone
We work best with:
• Investors who understand their numbers
• Operators with an exit strategy
• Entrepreneurs committed to execution
If that’s you, let’s talk.
GET FUNDING NOW!
We’ll let you know quickly if it’s a fit.
We’re excited for the opportunity to work with you and provide fast and reliable investor funding!
support@brkthrucapital.com
832-583-1009
Video Testimonial
Hi my name is Travis and I represent Property Clinic Real Estate Transformations and I have borrowed over two million dollars to date from Capital Partners of Texas. I currently have about $350,000 off borrowed capital on the streets with them right now. They are a great company, offer great rates, great customer service and I have no complaints. They’ve been lending to me since 2017 and I have no complaints and I’ll be with them for years to come. Highly recommended to give them a call if you need any lending help.
Travis W.
FAQ
commonly asked questions
Typically, hard money loans have a short-term duration intended to finance property repair and refinancing or selling. We provide purchase-only and fix-and-flip loans with a 12-month term, extendable if necessary. We also offer 36-month rental loan programs suitable for buy-and-hold investors.
While a credit score above 600 and a minimum of $20,000 in liquid assets are typical, most of the underwriting is based on the asset being purchased rather than the individual. First-time homebuyers are not eligible for our loans, and the buyer cannot reside in the homes throughout the loan’s duration. The loans are solely for real estate investors and every deal will be analyzed on a case by case basis.
Usually, it takes approximately seven business days to close the loan from the day we receive the real estate investment purchase contract and rehabilitation budget.
Capital Partners TX offers hard money loans with a minimum amount of $50,000 and a maximum of $5,000,000.
Hard money loans are typically offered by private lenders who are willing to lend money based on the value of a collateral asset, such as a property. These loans are often used for short-term financing needs, such as real estate investment or fix-and-flip projects.
Capital Partners TX currently lends in Texas. We engage a third-party appraisal to assess the property’s estimated after repair value (ARV) to ensure that it will be profitable upon sale or lease and is within our lending criteria.
PURCHASE 75 LOAN DETAILS
- Term | 6 months with lender option to extend
- Rate | 12%
- Points due at closing | 3.0%
- Loan to value | 75% of purchase price, not to exceed 50% of ARV
- Credit score | 650+ FICO score
- Experience | Previous investing experience A+
- Income Verification | None
- Loan amounts | Starting at $50K
SIMPLE 70 LOAN DETAILS
- Term | 12 months with lender option to extend
- Rate | 12%
- Points due at closing | 3.0%
- Loan to value | Funding up to 100% of total cost, not to exceed 70% of ARV
- Credit score | 680+ FICO score
- Experience | Previous investment properties required for maximum leverage
- Income Verification | None
- Loan amounts | Starting at $100K
REHAB80 LOAN DETAILS
- Term | 12 months interest only
- Rate | Starting at 10.99% depending on experience level
- Points due at closing | Starting at 2.0% depending on experience level
- Loan to value | The lesser of 80% of purchase price + up to 100% of repairs or 65% of ARV
- Credit score | 680+ FICO score
- Experience | Previous flip experience required
- Income Verification | None
- Loan amounts | Starting at $75K
EASY90 LOAN DETAILS
- Term | 12 months with lender option to extend
- Rate | 12%
- Points due at closing | Starting at 2.5%
- Loan to value | Funding up to 75% of purchase and 100% of repairs, not to exceed 70% of ARV
- Credit score | 650+ FICO score
- Experience | Leverage will vary based on experience
- Income Verification | None
- Loan amounts | Starting at $50K